7 Best Business Crypto Accounts for UK Companies: Detailed Guide

If you’re searching for the best business crypto accounts in the UK, you’re definitely not alone. More and more UK companies are turning to crypto, whether to accept payments, pay employees, or manage digital assets. And with that shift comes the need for secure, compliant, and easy-to-manage crypto accounts tailored for business needs.

But here is the catch: not all crypto accounts are created equal. Some offer simple tools for invoicing and reporting, while others focus on deep liquidity and advanced trading options. In this guide, we’ll walk you through the top crypto accounts for businesses in the UK. We’ll break down the key features, pros and cons, and onboarding requirements. You’ll get everything you need to make the right call for your company.

Business vs Personal Crypto Accounts: What’s the Difference?

Let’s start with the basics.

A personal crypto account is pretty straightforward. You use it to buy, sell, or hold cryptocurrencies as an individual. You might use it to dabble in Bitcoin, swap tokens, or invest in a few coins for the long haul. These accounts are simple, quick to set up, and built for solo use.

But when you’re managing crypto for a company, the needs are different. A crypto corporate account is built with multiple users in mind and tailored for business operations. They often include team permissions, invoicing tools, tax reports, and stronger compliance frameworks. Some even let you integrate with accounting platforms or payroll systems.

Another major difference is regulation. Business accounts are typically subject to more detailed verification and ongoing compliance checks. You’ll likely need to submit your company registration documents, director IDs, and sometimes even your financial statements.

Top 7 Crypto Accounts for UK-Based Businesses

As crypto adoption rises among UK companies, business-focused platforms are stepping up with dedicated features. These accounts go beyond basic transactions, offering tailored solutions that align with operational, legal, and financial needs. 

To help you choose the right fit, below is a curated list of the top 7 crypto accounts for UK-based businesses. Each platform was selected for its reliability, functionality, and business-friendly tools.

Here’s a quick rundown of what we’ll cover:

Table of Contents

1. Bitpanda Business Account
   
   
2. Revolut Business Account
   
   
3. Coinbase Business Account
   
   
4. MEXC Institutional Account
   
   
5. Gemini Business Account
   
   
6. Kraken Business Account
   
   
7. Coinpass

Bitpanda Business Account

Bitpanda is a solid choice if your company wants a user-friendly interface with a strong focus on compliance. It’s regulated in the EU and supports various crypto services like invoicing, asset custody, and trading. UK businesses can trade popular assets like Bitcoin and Ethereum directly from a sleek dashboard.

Beyond its interface, Bitpanda also offers an API for integrating with your existing accounting or reporting systems. You can track real-time data and manage your portfolio with ease. Security is a priority, with two-factor authentication (2FA) and cold storage in place. While the crypto selection isn’t the widest, it covers the essentials.

Pros:

• Bitpanda is regulated in the EU, which gives businesses peace of mind knowing they’re working with a platform that takes compliance seriously
• The interface is clean and easy to navigate, so even if your team isn’t crypto-savvy, they won’t have trouble getting started
• It includes tools made specifically for businesses, like invoicing, asset custody, and direct crypto access, all in one place
• If you already use accounting or reporting software, Bitpanda’s API makes it easy to plug everything in and streamline your workflow

Cons:

• The platform doesn’t offer a wide variety of cryptocurrencies, so you might not find every token you need
• Although it’s available in the UK, it’s mainly built with EU regulations in mind, which might occasionally feel a bit off
• If your business relies on advanced features like in-depth analytics or custom order settings, Bitpanda might feel a bit limited

Features:

• Onboarding: Onboarding is fully online and just requires your company documents and ID for verification
• Multi-user access: You can add multiple users to manage the account as a team
• Security: Security includes two-factor authentication, cold storage for crypto, and a compliance-focused setup
• Fees: Fees are competitive and adjust based on your usage volume

Revolut Business Account

Revolut is a familiar name in fintech, and its business offering doesn’t disappoint. It combines traditional banking tools with crypto services, making it ideal for companies that want both fiat and crypto under one roof.

With support for GBP and over 30 cryptocurrencies, you can convert assets instantly and manage everything in one place. The platform also includes invoicing, payroll tools, and team spending controls, all features tailored for modern businesses.

Interestingly, Revolut is FCA-registered, which adds a layer of compliance confidence. Setup is quick via the app, and the platform is particularly startup-friendly.

Pros:

• You can manage both GBP and over 30 cryptocurrencies in one place
• The platform is regulated by the FCA, which helps with compliance and credibility
• It offers built-in tools like invoicing, payroll, and team controls for everyday business needs
• Account setup is fast and done directly through the app

Cons:

• Lacks advanced crypto features for businesses that need more complex tools
• Most useful features require a paid subscription

Features:

• Onboarding: The onboarding is fully digital, so you can set everything up quickly without paperwork
• Multi-user access: You can add multiple team members and manage access easily
• Security: Security is solid, with biometric login and built-in fraud detection tools
• Fees: There are monthly plans, and you’ll also pay conversion fees when exchanging currencies

Coinbase Business Account

If brand recognition and strong security are at the top of your list, Coinbase might be the right fit. The platform has a robust business offering and is particularly known for its institutional-grade custody services.

UK companies can tap into secure trading tools, deep liquidity, and detailed reporting. The platform supports multi-user roles, corporate wallets, and API integrations, making it easier to manage team access and automate workflows. Insurance-backed cold storage is also available through Coinbase Custody.

That said, fees can be on the higher side depending on your usage. Fiat integrations for UK firms are improving, but they may not yet match the speed or flexibility of some local platforms.

Pros:

• Strong brand reputation and regulatory compliance give businesses added trust and legitimacy
• Offers secure cold storage with insurance through Coinbase Custody

Cons:

• Fees can be high, especially for larger transactions or advanced features
• Fiat integration for UK businesses is still developing and may feel limited

Features:

• Onboarding: Onboarding is online with corporate KYC
• Multi-user access: You can add multiple team members
• Security: Security includes 2FA, cold storage, and insurance
• Fees: Fees depend on volume and usage tier

MEXC Institutional Account

For crypto-native businesses, MEXC is an option that offers deep market access and low fees. It caters to trading firms, crypto projects, and other entities that require bulk transactions or API support.

While MEXC isn’t FCA-regulated, it does support UK business accounts. It also provides features like advanced analytics, IP whitelisting, and custom user roles. You can deposit fiat to buy crypto, but withdrawals may require converting to stablecoins and using third-party services.

Pros:

• MEXC offers high liquidity and low spreads, ideal for handling large volumes
• It’s built for bulk transactions and supports API access, making it great for active crypto operations
• You also get detailed activity logs and flexible user roles to manage team access with ease

Cons:

• It’s not regulated in the UK
• Fiat withdrawals require stablecoin conversion and third-party platforms

Features:

• Onboarding: Involves manual corporate KYC, so setup takes a bit more time
• Multi-user access: You can add multiple users, making it easy to manage teams under one account
• Security: Security includes data encryption and IP whitelisting to help protect sensitive activity
• Fees: Fees follow a low maker-taker model, which works well for frequent transactions

Gemini Business Account

Gemini is a US-based exchange known for offering one of the most secure crypto platforms for businesses. It holds a trust license and has built a reputation for transparency.

For UK companies, Gemini provides strong custody solutions, GBP support, and detailed tax reporting tools. Businesses can also set up team access with permission controls and tap into the ActiveTrader platform for more advanced features.

With its compliance focus and robust audit trails, Gemini is a solid choice for regulated firms that need both security and operational oversight.

Pros:

• Regulated and transparent, with a trust license and strong audit trails
• It offers reliable custody options built specifically for businesses

Cons:

• May be too focused on compliance for startups needing flexibility

Features:

• Onboarding: Getting started is simple with a digital onboarding process that includes compliance checks
• Multi-user access: You can set up multiple users and manage access with team permissions
• Security: Assets are protected with cold storage and institutional-grade security
• Fees: The platform uses flat fees and spread-based pricing for transactions

Kraken Business Account

Kraken is a well-known name when it comes to crypto solutions for businesses. It offers a wide range of services, including spot trading, margin trading, and staking.

For more advanced needs, the Kraken Pro interface provides deep functionality, though it may feel complex for beginners. The platform is regulated in multiple jurisdictions and gives access to deep liquidity across more than 200 assets.

Businesses can also take advantage of features like user roles, team sub-accounts, and OTC services for large transactions.

Pros:

• Supports a wide range of assets
• Strong track record on compliance
• Offers tools tailored for institutions

Cons:

• Can be tough for beginners
• Doesn’t offer a GBP business account

Features:

• Onboarding: Onboarding takes 1–3 days with corporate KYC
• Multi-user access: Teams can share access with multi-user support
• Security: Security includes cold storage and regular pen testing
• Fees: Uses a maker-taker fee model with volume discounts

Coinpass

Coinpass is a UK-based exchange built for businesses that care about compliance. It’s registered with the FCA and tailored for UK firms that want simple and secure crypto access.

It supports GBP deposits and withdrawals, offers quick crypto conversion tools, and includes strong accounting features. This makes it a good fit for small to mid-sized companies that don’t need complex trading options.

Pros:

• Built for the UK market and fully FCA registered, so it meets local compliance standards
• Strong GBP support makes deposits and withdrawals easy
• Simple setup process and easy to manage, even for teams

Cons:

• Fewer crypto assets are available
• Lacks advanced trading features

Features:

• Onboarding: Fully online, UK-compliant
• Multi-user access: Yes
• Security: Meets regulatory standards and uses encryption to keep data safe
• Fees: Usage-based, so you only pay for what you actually use

What Are the Requirements for Opening a Business Crypto Account in the UK?

To open a crypto business account, your company will need to pass KYC (Know Your Customer) and AML (Anti-Money Laundering) checks. These usually include:

• Company registration number from Companies House
• Proof of address for the business
• Identification for directors or ultimate beneficial owners (UBOs)
• A corporate bank account (in some cases)
• Possibly a business plan or financials, depending on the platform

Some platforms are faster than others, but be ready to wait anywhere from a few hours to several days. Ongoing compliance may also include periodic reviews or updated documents.

FAQs

Are business crypto accounts legal in the UK?

Yes, they are fully legal, but they must comply with local AML and KYC rules. It helps to pick a platform that’s FCA registered or otherwise aligned with UK regulations.

How long does it take to open a business crypto account?

It depends on the provider. Some offer same-day onboarding if your documents are ready, while others may take up to three days.

Which platform is best for small businesses or startups?

Revolut and Coinpass are great picks. They’re user-friendly, fast to set up, and offer tools small companies will actually use.

Conclusion

Crypto is becoming a core part of how modern UK businesses operate. Whether you're paying staff in Bitcoin or managing token reserves, having the right account makes things easier. It also helps if you're accepting crypto payments from clients.

Each platform on this guide has its own strengths. Before you decide, consider what your business truly needs, whether it's compliance, liquidity, reporting tools, or quick GBP conversions. The best UK corporate crypto account isn’t one-size-fits-all. But with the right fit, managing crypto can be just as easy as managing fiat.