As cryptocurrencies reach a broader audience, individuals who were once unfamiliar with the market are diving into the ecosystem. With the increase in non-crypto natives onboarding the crypto industry, there exists the need for intuitive payment solutions that can enable fast and easy crypto purchases. Most existing crypto payment platforms support a limited number of blockchains. Some are even too complex for newbies to navigate. This is where Anyspend comes into the picture.
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Anyspend provides the infrastructure that lets anyone purchase crypto with ease, using any supported currency, blockchain, project, or payment solution. The project also offers tools that developers can use in creating their custom payment solutions across various ecosystems. This article provides a deeper insight into Anyspend, its use cases, its native token, and everything in between.
Anyspend Overview
Anyspend is a cryptocurrency payment platform that facilitates cross-chain payment solutions. It allows transactions across a wide range of fiat currencies, cryptocurrencies, blockchains, and payment solutions.
Among its supported blockchains are Avalanche, Solana, Ethereum, and BNB Chain. It also supports networks compatible with the Ethereum Virtual Machine (EVM), such as Abstract, Arbitrum, Optimism, Polygon, and its flagship network, Base.
With its cross-chain balance feature, users can access their wallet balances across all supported blockchains in one place. This way, they do not need to individually navigate across networks to monitor their balances.
Anyspend is the payment infrastructure layer of B3, a layer-3 game-themed blockchain built on the Coinbase-affiliated Base network. Developed by NPC Labs, B3 is a horizontally scaled, gamified ecosystem built by former Base employees that houses various projects, including Anyspend.
The payment platform serves developers building across various blockchains. Through its Software Development Kit (SDK), Anyspend’s payment infrastructure can be added to any workflow. Developers can customize it to enable token swaps, customized for use in decentralized finance (DeFi) protocols, non-fungible token (NFT) mints, in-game usage, and even checkout interfaces.
What is Anyspend x402?
As a merchant, imagine being able to add crypto payment to your payment options and deciding exactly what crypto to receive. That is precisely what Anyspend x402 enables.
Launched by Coinbase, the x402 protocol is an internet-native payment standard whereby an HTTP address is used to facilitate instant payments. The best part? It works without requiring human authentication. This technology helps with machine-to-machine payments, programmable payments, microtransactions, and more. In the crypto ecosystem, developers employ x402 to accept crypto payments without them having to directly interact with the blockchain.
Traditionally, the x402 protocol works solely with the USDC stablecoin. Anyspend changes the narrative by allowing users (or clients) to pay for services using any token of their choice. Similarly, sellers (or resource servers) can accept payment in a desired cryptocurrency. They can use this service for micropayments, paywalled API, paid AI agent workflow, and more.
The cool part? Resource servers don’t need to understand how crypto works to use it. Anyspend handles the technicalities involved. The platform’s facilitator handles all blockchain interactions and provides the client with simple HTTP endpoints for verification. While at it, Anyspend x402 remains fully compatible with the standard x402 protocol.
How does it work? The client simply chooses the crypto they want to pay for the service with. Anyspend calculates the equivalent amount in the resource server’s preferred cryptocurrency. It then presents a cryptographic authorization to the resource server to sign for the token. Once signed, Anyspend automatically converts the cryptocurrency into the seller’s desired asset. Finally, the buyer receives access to the paywalled service. The entire process happens in less than a minute.
As long as the token’s standard falls under EIP-2612 or EIP-3009, the entire transaction process will be free.
Anyspend’s Use Cases
Anyspend brings its fiat on-ramp service across various sectors within the crypto market and beyond. Here is a breakdown of each of them:
DeFi Applications
Anyspend enables users to access token swaps, provide liquidity, and participate in yield farming on supported blockchains, with automatic routing and competitive market rates.
NFT Marketplaces
NFT marketplaces are platforms where individuals can purchase, mint, and sell NFTs. Anyspend provides the infrastructure for users to buy and mint NFTs using their desired cryptocurrency. This increases conversion rates by supporting the user’s preferred payment option.
Gaming Platforms
Anyspend allows users to pay for in-game assets, tournament entries, and other premium services in their preferred currencies (crypto or fiat). Since Anyspend is part of B3’s ecosystem, it inherently supports the games within it.
E-commerce
Imagine being able to use crypto to purchase any item at a retail or commercial store, whether or not the store accepts crypto. That is what Anyspend enables. It allows users to integrate crypto payments into conventional e-commerce platforms with automated fiat-to-crypto conversion and vice versa.
Subscription services
Instead of having to convert crypto to fiat to pay for subscriptions manually, Anyspend provides the infrastructure to enable recurring payments using crypto. Here, the crypto holdings are automatically converted to your desired fiat currency to complete the transaction.
What is ANY Token?
Anyspend has a native token, ANY, built on the Base network. The cryptocurrency has a total supply of one billion tokens. According to the ANY tokenomics, 90% of the supply is earmarked for the community, distributed via airdrops, reward campaigns, and integrations. The Anyspend Foundation receives the remaining 10%, used for liquidity, security, audits, grants, and buybacks.
Holding the ANY token offers several benefits. For instance, holding up to 100,000 units of the crypto token (Partner Whales) grants holders a 50% fee discount on trades. Those with 500,000 ANY tokens (Enterprise Whales) unlock a 75% discount for holders. ANY holders can also stake their tokens to earn rewards. They can also participate in the project’s on-chain governance by voting on proposals related to market listings, fee schedules, and other integrations.
In October 2025, the B3 team launched Season 1 of the ANY airdrop. On October 10th, 2025, Season 2 of the airdrop began, scheduled to end in 90 days. The airdrop is intended for those who actively use Anyspend to perform actions such as token swaps and on-ramp services.
The Anyspend Founder Team
As mentioned earlier, NPC Labs is the blockchain company behind the B3 Base and Anyspend projects. This implies that they have the same team members. Below are the names of the project’s top executives and their roles:
- Daryl Xu: The project’s CEO and co-founder.
- Viktoriya Hying: The project’s Chief Product Officer (CPO) and co-founder.
- Sean Geng: The project’s Chief Technology Officer (CTO) and co-founder.
Note that all three were formerly Coinbase employees who played key roles in developing the Base network.
Conclusion
Crypto payments have presented an ideal way for anyone to buy or sell crypto without much hassle. Instead of depending on traditional payment platforms that offer fewer options and much technicality, Anyspend reduces the barrier by making it possible for anyone to easily purchase their desired crypto on their preferred blockchain, all at a competitive rate. This article highlighted the project’s key features and how they work. It also provided insights into its founder team, potentially boosting investors’ confidence. The information will help anyone researching to make an appropriate decision when scouting for an ideal payment platform.
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