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XS.com Broker Review 2026: Regulation, Accounts and Withdrawals

XS.com is a global multi-asset CFD broker established in 2010 in Australia. You can trade forex, metals, crypto, commodities, futures, and stocks. It operates through several regulated entities worldwide.


In this XS.com review 2026, you will learn: 

  • How XS.com is regulated
  • Which account types are available and what they cost
  • Which trading platforms you can use
  • How deposits and withdrawals work

XS.com at a Glance

Here are the essential points of XS in one place.

Founded 

In 2010

Founded Country

Australia

Regulations

ASIC, CySEC, FSA Seychelles, Labuan FSA, FSCA, FSC Mauritius, UAE CMA, Kuwait

Platforms

MT4, MT5, Trading App

Account Types

Cent, Micro, Standard, Pro, Elite, VIP

Minimum Deposit

None on Cent, Micro, and Standard accounts

Deposit and Withdrawal Methods

No internal fees from XS

 

XS.com Pros and Cons

Every broker has its strengths and trade-offs. Here is a balanced look at what XS.com does well and what to keep in mind.

XS.com Pros

  • Licensed by eight regulators, including first-tier regulators
  • No minimum deposit on preferred accounts
  • XS does not charge internal deposit or withdrawal fees
  • MT4 and MT5 can be used on most accounts

XS.com Cons

  • Protections depend on which XS Entity you will join
  • Pro, Elite and VIP accounts offer a minimum deposit
  • Bank and credit card withdrawals take time 

Is XS.com safe? Regulation Explained

XS.com is a regulated broker, and the XS group operates through eight regulated entities. Each one serves clients in different regions.

Entity

Regulator

License No. 

XS Ltd

FSA (Seychelles)

SD089

XS Prime Ltd

ASIC (Australia) 

374409

XS Markets Ltd

CySEC (Cyprus)

412/22

XS ZA(Pty) Ltd

FSCA (South Africa)

FSP 53199

XS com financial Consultation L.L.C

CMA (UAE)

20200000339

XS Finance Ltd

Labuan FSA (Malaysia)

MB/21/0081

XS Trade Services Ltd

FSC (Mauritius)

GB25204786

XS United

Regulatory Authorities (Kuwait)

2097/2025

 

Why Does it Matter for Traders? 

Where you live decides which XS entity holds your account. Each entity follows its own local rules. As XS itself notes, investor compensation also varies by entity. 

Also, please note that XS does not serve residents of the following: 

  • The USA
  • Iran
  • North Korea
  • Other restricted regions

XS.com Account Types

XS.com account types fall into three categories. Preferred accounts suit new and everyday traders. Professional accounts offer tighter spreads for more active traders. 

The third category, Partners accounts (Classic, Extra and Plus), is designed for IBs and other partners to offer to their own clients. This review focuses on the first two. 

Account

Group

Platform

Spread

Min Deposit

Cent 

Preferred

MT5

1.1

None

Micro

Preferred

MT5

1.1

None

Standard

Preferred

MT4, MT5

1.1

None

Pro

Professional

MT4, MT5

0.7

500 USD

Elite

Professional

MT4, MT5

0.1

500 USD

VIP

Professional

MT5

0.1

100,000 USD

 

Which Account Suits You? 

  • Are you new and want to trade from small positions? : Cent or Micro
  • Do you want simple pricing with no commission? : Standard
  • Do you want tighter spreads and still no commission? : Pro
  • Do you trade often and want very tight spreads? : Elite
  • Do you trade in high volume? : VIP

XS.com Trading Platform

XS.com offers a couple of trading platform options to keep things familiar; you can choose from three options.

Platform

Best for

Available on

MetaTrader 4

Traders who already use MT4 tools 

Standard, Pro, Elite

MetaTrader 5

Traders who would like one platform for every account

All accounts

XS Trading App

Managing your account with your phone

iOS and Android

 

 With the XS Trading App, what you can do:

  • Open and manage demo and live accounts
  • Check balances, margin, and open positions
  • Deposit, withdraw, and transfer funds
  • Keep your account secure with two-step verification

XS.com Deposits and Withdrawal Methods

XS.com offers multiple payment methods. All of them accept EUR, USD, and GBP. The methods shown here suit EUR and USD, and the options available to you vary by currency and country. 

XS Deposit Methods

Method

Min

Max

Processing Time

Bank Transfer

300 USD

Unlimited

1 to 7 working days

Visa and Mastercard

20 USD

25,000 USD

Instant

Skrill

15 USD

15,000 USD

Instant

Neteller

15 USD

15,000 USD

Instant

 

XS Withdrawal Methods

Method

Min

Max

Processing Time

Bank Transfer

300 USD

Unlimited

1 to 7 working days

Visa and Mastercard

5 USD

25,000 USD

7 to 10 working days

Skrill

15 USD

15,000 USD

1 business day

Neteller

15 USD

15,000 USD

Instant

 

Transaction Fees: better to know about

XS.com does not charge its own deposit or withdrawal fees. It also covers what its payment providers charge, so it doesn't pass those costs on to you. 

However, please note that your bank or provider may apply its own transfer or conversion fees. 

Tips: 

XS.com may charge up to 3% on withdrawals if there has been no trading activity or if it finds abusive trading or other client agreement breaches. 

For the fastest withdrawals, use an e-wallet option. Credit card or bank withdrawals take longer. 

Conclusion

The XS.com Broker review shows a well-regulated broker with clear, trade-friendly conditions.

  • Licenses from eight regulators, including ASIC and CySEC.
  • Accounts are offered for every level of trader.
  • No minimum deposit on entry accounts.
  • No fees are charged on deposit or withdrawal.

Before you open an account with XS.com, check that their services are available in your country. Then choose the account that fits your trading style.